Speak with an experienced advisor! We help families and businesses across the nation convert their term life insurance into permanent policies…and we make it easy.
We’re a small (but mighty) team of term conversion specialists. We’re helping consumers navigate their conversion options every day.
We get it…life insurance companies don’t make it easy to convert your life insurance policy.
If you called the company directly you’d most likely speak with a customer service specialist who will provide information, but you won’t know what to do with that information. On top of that, you’re speaking with an unlicensed hourly employee and they’ll most likely refer you back to the agent who sold your policy.
And lets be real, if you’re researching your options here, the agent who sold you your policy is probably out of the picture.
That’s why we started TermLifeConversion.com.
We’re here to advise you on the best options available and design a permanent life insurance policy from your available choices within your budget.
We know this is a big decision. We’re here to answer any questions and be a resource for you. You’ll see how hard we work to dig up your options, design your policy, explain it thoroughly and make the entire conversion process easy.
What you can expect
Depending on the company and product you’d like to convert – it might take us 2 minutes or it might take us a week to get your conversion options and provide you with quotes.
Some companies make it easy, some have some hoops to jump through. We’ll jump through those hoops on your behalf.
After we present you with your options and the illustrations (rates), If you want to move forward, it will take 2-3 weeks to process the paperwork.
Step 1: You sign an “Agent of Record” change form on your policy to allow us to process your conversion. All we’ll need is your signature on the form we’ll draft up for you. This takes 1-2 weeks for the life insurance company to process.
Step 2: Once we’re the agent of record, we’ll submit your conversion documents to the company which typically takes 1 week for the company to process.
The biggest thing to know is we’re here every step of the way – by phone, email and even screenshare (where you can see our computer screen) if you’d like.